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Famous Pakistani Tech Experts



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We’ve all watched the dot-com market crash. We’ve all heard and read about the glory tales of people like Bill Gates, Steve Jobs, Larry Page, Sergey Brin, Larry Ellison, and Michael Dell. Meanwhile, somewhere within the midst of this journey, most of us have deliberately overlooked or just never took the time to explore the folks who are operating with and among us to propel Pakistan into the international technical community. With this in mind, the team of famous Pakistani technology blog chose to construct a list of these individuals in order to give them the recognition and idolization they deserve. These experts have prepared the road and made the pathway much simpler to walk for the next generation, and the dedication is such that not only does their effort live on, but they proceed to invent fresher, better, and more useful projects year after year. With that aim in mind, specialists provide the list of those who have shaped and strengthened the business.

Farzal decided to return to Pakistan for personal purposes after completing a highly successful schooling in the United States, which encompassed multiple years of work with the well-known brokerage firm Merrill Lynch. His reappearance, on the other hand, brought in an attitude he had already confirmed. Dojki has become the CEO of his own company Next GenI, also known as Next Generation Innovations, and a co-founder of DotZero, Karachi’s largest co-working space. DotZero is cleverly located in one of the largest districts of our country’s largest metropolis and works as an accessible facility, replete with your own private mailbox address, allowing you to start to collaborate on your own next great idea. 

Aamir Attaa is among the handful men among us who has successfully accomplished their dream. Attaa is a Data Network expert by trade, but he also has extensive experience in journalism, Internet marketing, and Search Engine Optimization. He is the founder of the renowned website ProPakistani, which has been reporting breaking news information from our home telecom industry for over 6 years. ProPakistani has repeatedly shown to be a trusted source for exclusive scoops and behind-the-scenes happenings for readers looking for something a little different. Attaa’s core goal is what has brought it to this point. His existence underneath this vast canopy of informational distribution, with huge numbers of newsletter subscribers and a significant number of new visits per month, has given Attaa an ace card of power over the telecommunication sector as a whole.

When it comes to Khurram Zafar, it is fair to presume that his credentials and competence appear to be limitless. With considerable designations on his professional experience and multiple awards to his name, including the award for Best Private CIO in Pakistan (in 2012), Khurram is an accelerated worker, a stock-exchange enthusiast, and a teacher at ITU, but most importantly, he is a prideful and encouraged Pakistani and always will be. Khurram not just leads the Department for Entrepreneurship at Lahore University of Management Sciences, but he is also a participant of the Plan9 committee, as part of his mission to reform and improve everything he can. Despite all of this, Khurram wields power not only because of his qualifications, awards, and expertise, but also because of his unwavering dedication to the cause of Pakistan’s IT industry. He has a track record of success, with a number of his firms already receiving funding from the valley and functioning on their platform as a result of these opportunities. In his own terms, he sees LCE as a development project spearheaded by a few of the country’s most respected organizations. The Foundation, LCE’s incubation wing, strives to nurture startups that have promise, durability, and high-impact; having ownership over such a resource positions Khurram as a significant element at play inside the industry.

Umar Saif is arguably one of the most well-known names in our country’s IT business. He is well-known throughout the world for his use of information and communications technologies to address issues confronting underprivileged and emerging countries. Umar decided to move back to Pakistan in 2005 after working in multiple next countries alongside other major names in the global industry, and in short time he was the Vice-Chancellor of ITU at the age of 34, earned seniority from the Lahore University of Management Sciences, and was designated as the Chairman of PITB as well as the Secretary of IT for Punjab. He is commonly recognised as the driving force underneath the Plan9, PlanX, and TechHub ventures, and to do so, he has launched the doors to accomplishment for aspiring entrepreneurs from all over our country, creating possible outcomes for them that did not previously exist and amplifying the capacity for their concepts over and above their wildest fantasies. Umar has engaged himself diligently in both his private and governmental activity to the application of ICT in a way that would enhance both the state’s governance and the level of living of the citizens.

Kalsoom has formerly managed Social Vision, served as a Global Ambassador for Sandbox, and is a member of the International Economic Forum’s Global Shapers. In January 2008, Kalsoom established the popular blog CHUP, or Changing Up Pakistan, and has published for the Washington Post, the Huffington Post, and many other world-class journals. In 2012, she was named one of the Top 99 Foreign Policy Leaders Under the Age of 33. She is currently the Founder and CEO of Invest2Innovate, or i2i, an organization that assists companies and the broader entrepreneurial ecosystem in emerging markets, beginning with Pakistan. Her name is often seen in Pakistani technology blogs and many international ones. 

These famous people have spend day and night to gain this status of being at he top of tech industry. Many national and international blogs have covered their success stories to paint a clearer picture of success these people have. There are many guest post in Pakistani blogs that cover the same stories with a little different perspective. All these stories can be a great motivation for anyone planning to start their own business.

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What Important Features Of Broker Advisors Are Necessary To Earn Trust



What Important Features Of Broker Advisors Are Necessary To Earn Trust

Many healthcare practitioners are not very serious about securing financial support through disability insurance. It underlines the need for a disability insurance awareness month to highlight the significance of planning some protection in the event of a debilitating illness or event.

Being clear about the role of broker advisor

The primary role of an insurance broker advisor is to explain the vital benefits of disability insurance plans to the healthcare practitioners, as these professionals are not aware of the critical consequences of missing the monthly payments. Some employers cannot understand the long-term repercussions and purchase a cheaper plan for necessary protection.

Research shows that 46% of professionals working in a marketing agency in California appear to lose their ability to work because of an ailment or accident. The physical and mental strain can easily lead to chronic health issues that can be detrimental to their work.

We should consider the disability concerns of individual healthcare practitioners while recommending insurance plans. Most of the time, group disability plans may not offer proper coverage to the individual practitioner in the event of a disability.

Insurance broker advisors should therefore offer the right disability insurance to protect the personal needs of the physicians. There is no point in promoting disability products that are cheap only to secure a quick business. The strategy may not be appropriate for the client and the broker advisorOne must explain the implications of settling for a cheaper disability policy and convince the client about the range of benefits for a slightly higher premium.

Consideration for top earners

Most people working in companies offering SEO in Farmingdale, NY earn considerably higher wages that surpass the limits of traditional disability insurance plans. The top limit disability insurance is a go-to option for these professionals. These policies can secure the high earning capacity in the event of any disability.

The essential feature of top limit coverage plans is studying all income sources of individual healthcare professionals. It can help top earners secure their income level despite any disability.

Skills of a broker advisor

Broker advisors should be easily accessible to their clients. Communication is the foundation of any relationship. You will gain the confidence of your clients if you satisfy their queries. Pointless to mention, you must act fast to address their grievances.

Carefully listening to the client’s concerns is a necessary skill of any broker agent advisor. You can only understand the exact requirements of your client by understanding every minute detail. Patiently listening to the client can help the advisor gain the confidence of the client.

The broker advisor’s approach should be to design a solution that addresses the needs and disability concerns of the client. You will earn the trust and confidence of customers if you are explaining the pitfalls of the policies and recommending the right products.

An in-depth review of your client’s financial strategy and offering suitable disability income insurance should be a priority of any broker agent advisor.

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Guide To Disability Income Insurance



Getting into dentistry is quite expensive in the United States and can cost close to $300,000 in student loans. Therefore, you begin your career as a dentist with a sizable debt and hope to pay it back with interest through hard work. Unfortunately, life is full of uncertainties and you never know when you could face disruption in your career that can unsettle your normal life. This can come in the form of a disability that prevents you from doing your work. As a dentist with such a huge debt to repay, if you don’t work, how will you earn to live and repay your debt? Relax; you can go for disability insurance to cover such a risk. 

Disability is real; don’t overlook the risk 

As a young dentist, you can be excused for being exuberant enough to say that dentists don’t suffer disability because there is no risk of accidents or collisions at the place of work. Even if you set aside accidents or collisions at your workplace, can you overlook chances of contacting a freak infection from a patient you’ve treated? 

If the infection results in a medical condition with a long recovery time of say, a couple of years, how are you going to deal with that situation? As for accidents or collisions, nobody is immune from a mishap in the world we live in. If the risk is such that it prevents you from working for a long time, then investing in a doctors disability insurance is a smart idea any day. 

Young people must cover against disability 

The ‘young and restless’ are particularly prone to suffer disabilities mainly because of the kind of lives they lead. Studies have shown that one in every four youngsters in their 20s is likely to suffer some kind of disability. People working in a marketing agency in Georgia are no exception to this unfortunate reality. 

However, it is not just the young dentists who need to cover against the risk of disability but dentists of all ages. If you realize the significance of a physician disability insurance early in your career then you need to worry less about the cost of such coverage as you grow older. As with all other insurance policies, there are benefits for long time customers. 

Get optimum benefit from your policy 

The fine print in insurance policies is what you need to watch out for when making the investment. When you choose disability insurance make sure to choose ‘own occupation’ like if you do SEO in Yonkers, NY, you should search for the best disability insurance for SEO workers rather than ‘any occupation’. It could end up depriving you of the benefits for which you made the investment.  

The reason for doing so is to ensure that in the event of disability, the provider doesn’t categorize your disability to be mild enough for you to do other types of work. In that case, your claim for benefits could be rejected. As a dentist, you want coverage against disability in discharging your duties as a dentist. 

To get the optimum policy for coverage against disability, your own research is important but you also need guidance from a reliable disability insurance broker. Speak to friends and relatives if they know any broker who can be trusted to advise you on the best policy to opt for. 

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Small and Mid-Sized Businesses are increasingly Accessing Direct Funding



Ever since the Great Recession of 2008, traditional lenders such as banks and other financial institutions have heightened their risk perception for small and mid-sized businesses. It is almost as if these businesses are solely to blame for the crisis, which was mainly due to the faulty lending and recovery practices of the major lenders. As a result, the source of credit for the small and mid-sized businesses dried up to a point that it began to negatively impact the growth of these businesses. That was when direct lending companies stepped in to fill the gap although they have been around for quite some time. These lenders came with the clear objective of solving the borrowers’ problems and work around them.  

Easy access to unsecured funds 

Most small and mid-sized businesses have funding requirements that are proportionate to their size. It’s not that a business with revenues of $1 million would seek $10 million of business funding. The companies providing such direct modes of credit are as professional as any other financial institution and they will reject such applications. 

The quantum of funding that the small and mid-sized businesses seek is small enough to be covered by unsecured funds. The direct lenders do not ask for collateral on fixed assets to secure the debt. They assess the risk of lending to a borrower on a different set of parameters. 

The borrower’s credit history doesn’t count 

Another major hurdle that small and mid-sized businesses face when seeking business capital loans from major lenders is approvals based on past credit history. Most of these borrowers don’t have a picture-perfect credit history and hence their applications get rejected. 

However, when they apply to direct lenders for small US business funding, on most occasions their credit history is not taken into account while approving the loans. That is because these lenders mainly consider the viability and profitability of the borrower’s business and whether it is good enough to repay the loan with interest on time. 

Capital expenditure funding 

Small and mid-sized businesses generally grow quite steadily but some of them are eager to grow faster than others. Many of these companies go on to become huge corporations and there is no shortage of examples in this regard. Unfortunately, the traditional lenders in their obsession to be risk-averse refuse to see even this history of growth in which they had played a significant part. 

Going by the business climate and the risk perceptions about small and mid-sized businesses among traditional lenders, they won’t get any funding from such sources. However, they will get direct funding for their growth and expansion-related capital expenditure. Depending on the quantum of the loan, it may or may not be unsecured. 

Small and mid-sized businesses account for over 44% of all economic activity and 40% of the GDP of the United States worth over $6 trillion. Denying credit to them on the pretext of higher risk perception and overlooking a market of this size is not a wise idea and there would always be other players to fill the gap. Small and mid-sized businesses now are increasingly getting their funding from direct funding companies and before long it would become their primary source of credit.  Business funding

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